Mississippi Alliance of State Employees

CWA MEMBER BENEFITS 

As a union member, a state or city employee has a great advantage over a non-union member. Your union has a consultant on hand to help a union member with grievances; Your union also has many benefits to help members with an array of services not offered to non-union member state and city employees.

Some of these benefits include:

MONEY AND CREDIT

CREDIT CARD

Get a union-endorsed credit card with a competitive rate and money-saving, low-rate balance transfers. It's the only credit card designed to help you during times of financial hardship with strike skip payments, a layoff helpline, disability grants and disaster grants. All calls are answered in the U.S.

SECURED CREDIT CARD

You can establish or rebuild your credit history with this secured credit card. Unlike other secured cards, there are no application or set-up fees. Cardholders can graduate to a regular unsecured credit ard after 18 months of on-time payments.

CREDIT COUNSELING

Get free credit counseling, confidential financial guidance and discounted debt management assistance from certified credit counselors at the nation's largest non-profit consumer credit counseling agency.

LOANS

Competitive-rate, personal and home equity loans and lines of credit that can help consolidate bills and lower monthly payments. Special assistance during strikes and layoffs.

CREDIT SCORE

You can learn your credit score and get help improving it with a 15% discount on all myFICO credit score tools, including credit file monitoring.

ONLINE TAX SERVICE

Save big on online tax preparation compared to TurboTax and H&R Block. Unlike many other tax preparers, there are not high-cost "rapid refund" service fees. Free federal returns for lower income households.

UNION-MADE CHECKS

Show your union pride with competitively priced union-printed checks and return-address labels that can feature a pro-union message and your union's logo.

HOUSE AND HOME

MORTGAGES

Buying a home or refinancing a mortgage is made easier and more affordable for union members with Union Plus Mortgage, the only mortgage that will help you to make payments when facing financial hardship due to strike, layoff or disability. Members save an average of $653 on fees. Program is available to your children and parents too!

MOVING DISCOUNTS

Professional moving discounts from North American Van Lines and Allied Van Lines can save you hundreds of dollars on a typical interstate move.

INSURANCE PROTECTION

AUTO INSURANCE

Members who purchase this auto insurance save an average of $398 a year. A unique Driver's Training Grants provide up to $250 for driver's education classes.

ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE

As a member of MASE/CWA you are automatically covered with $2,500 Accidental Death and Dismemberment Insurance at no cost to you. You also have the option to purchase discounted Life, Health and Vision insurance from American Income Life Insurance.

LIFE AND SUPPLEMENTAL INSURANCE

A wide range of coverage is available from UnionSecure to help protect your family's future including life, accident, disability and hospital recovery insurance.

PET INSURANCE

Be protected against large, unexpected pet medical expenses from accidents or illness with a head-to-tail pet insurance coverage. Plans start as low as $9.95 a month. (Union members get the first month free!)

AUTO ADVANTAGES

AUTO BUYING

Save time and money when you buy a new or used car or truck. Get pre-negotiated fleet pricing on most new vehicles, typically just 2 to 3 percent over dealer invoice. Receive an extra $100 rebate when you buy a new union-made vehicle!

GOODYEAR TIRE AND SERVICE DISCOUNTS

Save 10% on service - including sale prices - and 5% on tires at Goodyear Gemini Augo Service Centers. You'll also support union workers who make many Goodyear tires.

PREMIER MOTOR CLUB

Have piece of mind on the road with the Union Plus Motor Club, a full-service motor club that's a better value than AAA. Get emergency roadside assistance and locksmith services (up to $100 per service call) from over 40,000 service providers nationwide.

HEALTH AND WELL BEING

HEALTH SAVINGS

Reduce your family's out-of-pocket health care expenses. Save an average of 20% or $15 per prescription* at 45,000 pharmacies, 30% to 50% on vision and hearing care, and more for just $14.95 a year, or a one-time fee of $4.95 when you join with the Union Plus credit card. Add dental care discounts of 20% to 40% for only $69.95 a year. (Note: THIS IS NOT INSURANCE. *Based on fourth quarter 2006 savings data)

HEALTH CLUB DISCOUNTS

Save with pre-negotiated discounts of 20% to 60% on monthly fees at more than 2,000 health clubs including Bally Total Fitness, select Gold's Gyms and many other top fitness clubs.

FAMILY SERVICES

EDUCATION SERVICES

Make your own and your children's educational dreams come true. Provides education loans, scholarships and information on financial aid, how to select a school, how to prepare for college, and much more.

SCHOLARSHIPS

The Union Plus Scholarship awards $150,000 annually to members, their spouses and their children who are pursuing a secondary eduation at a university, college, trade or technical school. The Union Leaders of the Future Scholarship helps women and people of color become union leaders. The Union Plus National Labor College Scholarship awards $25,000 annually to those enrolling in the National Labor College.

LEGAL SERVICES

Have an attorney on your side! This program provides free consultations of up to 30 minutes (in person or by phone), free document reviews, free follow-up letter or call and a 30% discount on hourly rates and flat fees at more than 2,000 law offices (including immigration lawyers). There is no cost to enroll.

TRAVEL AND RECREATION

TRAVEL CENTER

The one stop for all of your travel needs. Find the best online deals on airfares and hotel reservations through the largest search engine on the Internet, Get discounts on car rentals, cruises, worldwide tours, RV and condo rentals.

CAR RENTAL DISCOUNTS

Get great rates on car rentals with union-member-only discounts from Avis, Budget and Hertz.

CONDO RENTAL DISCOUNTS

Save up to 25% when you rent a resort condominium anywhere in the world.  Condos generally offer more amenities such as kitchens and private bedrooms for less than you would pay for a hotel stay.

CRUISE DISCOUNTS

Save a minimum of 5% on any fare and up to 30% off selected cruises anywhere in the world from Norwegian Cruise Line. Cruise Hawaii with NCL America, which operates the only deep sea US-flagged, all union cruise ships.

ENTERTAINMENT DISCOUNTS

Save on movie tickets, Blockbuster movie rentals and at theme parks including Busch Gardens, Disneyland, SeaWorld, Six Flags and more. Also save at New England ski resorts and on theater, sporting events, museums and zoos in select cities.

RV RENTAL DISCOUNTS

Save up to 10% on the everyday low cost of RV rentals through Cruise America, the nation's largest number one supplier of motor home rentals.

WORLDWIDE VACATION TOURS

See the world and save with discounted international travel packages and tours with GoAhead Vacations, a global travel company with more than 100 offices in 43 countries.

DISCOUNTS AND SHOPPING

AT&T WIRELESS DISCOUNTS

Save 5% on cellular phone service from AT&T, the only wireless company that prolaims it is "Proud to Be Union." The discount is only available at AT&T stores (not by phone or at authorized dealers or kiosks).

CONSUMER REPORTS ONLINE DISCOUNT

Save 27% on an annual subscription to ConsumerReports.org, Consumer Reports' online consumer information web site featuring product reviews, product ratings and buying guides. You'll also get the latest issue of the magazine online.

DELL COMPUTER DISCOUNTS

Save up to 12% on computers, computer accessories, TVs and electronics from Dell.

VETERINARY DISCOUNTS

Cut the cost of routine veterinary services with 25% off your bill at 2,500 participating veterinarians. Save on preventative care, shots, x-rays, medications and more.

FLOWER SERVICE

Save 20% when you send flowers, gifts or plants. Same-day flower delivery (if ordered before noon in recipient's time zone). 100% satisfaction guaranteed.

INTERNET SERVICE

Save on high speed or dial-up internet service. Features include unlimited e-mail storage, pop-up blockers, spam filters, virus protection and more.

POWELL'S ONLINE BOOKSTORE

Save on new and used bestsellers, textbooks, children's books, DVDs and more at Powell's, the nation's largest unionized bookstore.

UNION-MADE CLOTHING DISCOUNTS

Buy union-made apparel and save 5% to 10% on everything you buy. Find the union label on jeans, dress shirts, casual wear, dresses, jackets and more.

THESE UNION PRIVILEGE BENEFITS ARE "FOR UNION MEMBERS ONLY" AND CAN ONLY BE ACCESSED BY YOUR UNION MEMBERSHIP. GET NON-MEMBER CO-WORKERS INTERESTED! TELL THEM ALL OF THE BENEFITS OF BEING A UNION MEMBER.